Thursday, May 14, 2015

My Mom – the first expert of my life, till her death !

 #myfirstexpert story !

It was 15th October, 2014. At around 3 pm I got a call from my younger brother that our mother was not well and she was being shifted to a nearby hospital. On reaching there I found her in ICU with her left side absolutely numb, without any movement and while speaking she was fumbling. Doctors present there at Vaishali hospital told that once she is stable, we will go for an MRI.  

A senior doctor visited that private hospital after almost four hours and within minute alarm bells were sounded by him. We were told that she was at a critical stage and must be shifted to other hospital immediately. We rushed her to  a  bigger hospital in Delhi and after an immediate MRI, we were told that a major part of her brain was dead & there was no hope of her survival as she had a brain stroke.

We all were shocked. It was quite unexpected. We were shivering out of fear. We waited at the gates of ICU for three days while praying to the God almighty for her good health. But on 18th October at around 11.30 am she expired. We took her to our home, but due to such a big shock, we had become so dumb that we knew nothing that what was to be done next.

Till she was alive, she was our first expert. We used to ask everything from her. We used to discuss everything with her. But the things were quite different on that day. She was on her death bed, lying silently in front of us. I wanted to ask her about her last rites. I even asked a lot through my mind and heart. But she was absolutely silent. She did not utter even a single word. I just cried, cried & cried, but probably this was the first time, she was not answering. I looked absolutely helpless in the absence of my first expert.

Anyhow, we did everything that we had learned from her in the early days, but probably for the first time, without her consultations. Till date, we cry at least once a day. We miss her a lot. We will always miss her a lot as she was our mother. She was our First expert. She taught us how to speak, how to eat, how to walk, how to write, how to smile, how to laugh and her last lesson taught us that how to cry.




















Almost seven months have passed, but there is not even a single day when her memories Are not there in our mind. Even now she is very much alive in our thoughts, in our heart, in our mind, in our brain. On the very first day after her death, she came to us in our dreams and asked us to not to let her go. She even cried as she was not intending to go elsewhere. But we were helpless. We had no options. We asked her to stay in our hearts & asked her to visit us regularly in our dreams. And till date, there is not even a  single night when she is not with us in our sweet dreams.

Our first expert was really very sweet, very cute, polite, soft spoken and a very well educated lady. She was always there whenever and wherever we expected her. A teacher, philosopher  and a true guide. She even helped my kids to come up with a better way. She acted as a mediator in case we had any interaction with our father. She acted as a big shield to save us from the entire world. But we could do nothing to save her from the cruel hands of destiny as the Doctors at the Vaishali Hospital were responsible for her death as they were absolutely negligent.

As my mom was my first expert, Godrej is also a first expert & you can check it at  http://godrejexpert.com/single_used_pack.php


Wednesday, May 13, 2015

Secure the future of your loved ones with MyLife+

Life is quite uncertain & there is none who can predict the death of any human being. The minute a person finishes his journey on this earth, is the minute, when the hardships start upcoming in the life of the loved ones, who are left behind. Therefore, if we could give a little thought in our lifetime, we can do a lot for our loved ones, even when we are not physically present or even after the death.

There is Edelweiss Tokio Life - MyLife+ policy that is a Term Insurance plan or a low cost insurance plan or budget insurance that provides full protection and financial stability to our loved ones, in case of any unforeseen events. The plan provides absolute protection & financial security of our loved ones in case we are no more and quite beneficial even though it’s non participating & non linked.

We have to decide a substantial amount, that we think is suitable for our family as per our status (minimum sum assured is 25 Lakh) and start paying a small premium every year. If something happens to the insured person, the family gets the Sum insured in three easy ways. The family can choose the death benefit as a lump sum payment, the family can choose a monthly payout of 1% of the sum insured for 130 months or the family can choose a combination of both.

Even though it has the minimum & a maximum entry age limit of 18 to 60 years, once entered, it provides us the flexibility to choose a cover for up to the maximum maturity age of 80 years with Tax benefits for premium & claim amount. It also gives the insured person a comprehensive cover through various riders in certain cases. The best part is that everything can be done very easily through their website where we can check every single detail and can proceed to calculate the premium & make the payment.

We must remember that Edelweiss Life insurance is a venture between Edelweiss Financial Services, Mumbai & Tokio Marine Holdings Inc, Japan and they are offering, not just an Insurance policy but a Solution to our future unforeseen circumstances. Therefore, we must proceed to buy online the Edelweiss Tokio Life - MyLife+ policy to safeguard the interests of our loved ones.